Independent directory. Not affiliated with the Social Security Administration.

Get your free benefit analysis report

A licensed agent runs your numbers and prepares it free, your filing options, what really deposits, and what care costs in your county.

Step 1 of 3

Start with your phone number

Enter your mobile number to start. We confirm a couple of details, then a licensed agent prepares your report and calls you.

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By continuing you agree a licensed insurance agent may call, text, and email you about claiming Social Security, long-term care costs, and Medicare Supplement coverage. We are not the government and never sell your information.

SSA Directory is an independent directory, not the Social Security Administration, and we never sell your information. See our privacy policy.

Your Social Security filing decision and your long-term care plan are one decision wearing two names. Your report puts them side by side: what filing at each age does to your check, including spousal, survivor, and ex-spouse scenarios, what actually deposits after taxes and Medicare premiums, and what care costs in your county next to that income.

What your report shows

Your filing decision echoes for decades, this shows you the whole picture before you make it.

Your filing options side by side. Ages 62, full retirement age, and 70 compared, including spousal, survivor, and ex-spouse scenarios where they apply.

What actually deposits. Your check after federal tax and the Part B premium, the number your budget really runs on.

Your care gap. What care costs in your county next to your monthly income, and the four ways families cover the difference.

Aaron Sims, licensed agent

Aaron Sims

Licensed agent

Serves Kansas

Why Social Security and long-term care are one plan

Care costs several times the average Social Security check in most counties, and Medicare pays nothing toward everyday custodial care. Your filing age sets the size of that gap for life, and for married couples, only one check survives between spouses, so the filing decision one of you makes in your sixties sets the gap the other lives with in their eighties. Your report shows the exact gap for your county and the options that fit your numbers.

When to claim Social Security

The age you file at changes your monthly benefit for the rest of your life, and it changes what a spouse or a survivor receives. The agent walks through how filing early compares with waiting and gives you a claiming estimate for your own situation. We are an independent directory and cannot access or act on your Social Security record; the estimate is ours to help you decide, never a filing made on your behalf.

What Medigap covers and what it costs

Medicare Supplement, also called Medigap, pays much of the deductibles and coinsurance that Original Medicare leaves to you. The agent explains what the standardized plans cover and gives you current premium ranges for coverage in your area, the one figure on this call that is a real quote.

What you get

When the agent calls, you get a claiming estimate, a care cost projection for your county, and premium ranges for coverage. Everything else, the agent gathers on the call.

SSA Directory is an independent directory and is not affiliated with the Social Security Administration. The call is with a licensed insurance agent. See our privacy policy.